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Furthermore, customers for this sort of plan can have serious lawful or criminal histories. It's vital to note that different service providers use a variety of issue ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - senior care usa final expense insurance. Some will certainly additionally use greater stated value, as much as $40,000, and others will certainly enable far better survivor benefit problems by boosting the rate of interest with the return of premium or reducing the number of years until a complete survivor benefit is available